Will I Be Able to Afford More House Next Year Than I Can Right Now?

Will I Be Able to Afford More House Next Year Than I Can Right Now?

Jane Clark, Realtor

Jane Clark is a nationally recognized expert Luxury Realtor with Keller Williams in McKinney, Texas. Her 22+ years of experience in Real Estate Industry has made her an indemand speaker. author and Real Estate Educator.

Jane

When should you buy a home in the current market? There's no doubt this market is confusing, with one expert recommending selling now to get peak value for a home and others saying to wait for the market to correct. If you're buying, your perspective is much different. You want to save money but still have your pick of lots of property for sale. Confused? That's because this is a challenging market with many things to think about before you buy, especially home affordability.

When you work with your agent to break down how home affordability applies in your specific desired neighborhood and region, you'll have a better idea of the best move for you. These factors will help contribute to that decision.

The Pandemic Housing Boom Is Correcting

Beyond all other factors, when you consider home affordability, you have to focus on the changes brought by the pandemic. Suddenly, people were buying homes quickly, and due to the limited number of homes listed for sale on the market, the laws of supply and demand took over. That led to rapidly increasing home prices. The double-digit home price growth of the last few years isn't something the market can sustain. If you're tired of being outbid for a home you love, that could soon be a thing of the past. All of this demand led to an increased number of homes being built, a run on steel and lumber, and refrigerators becoming hard to find.

The Federal Reserve took the reins in reeling in that excessive cost and rapid growth. To do that, they boosted the key lending rate, which is likely to lead to an increase in mortgage rates for some time. As frustrating as that may sound, as a home buyer who likely needs to buy a home with a loan, there are some key benefits to it.

What Will Home Affordability Look Like in 2023?

If all goes to plan, the increase in interest rates could curb inflation quickly, and a result of that could include some improvements in overall home affordability for those who are looking to buy a home. There’s no way to know what could happen, but here’s what many expect:

  • Interest rates: If you wait until 2023, interest rates on most mortgage loans will likely be higher. That means you may spend more to buy the home when it comes to the loan costs. That doesn’t mean those prices are going to be significantly higher, but it could mean a few percentage points.
  • Home inventory: While there’s no way to say you’ll never be outbid again, the chances are lower in the next year as inventory becomes more predictable in most areas. With more inventory available, there are also fewer reasons that home values will skyrocket in those bidding wars. Higher inventory leads to better access to buying what you want.
  • Home prices: It’s unlikely there will be a significant housing value drop in the coming year, but home values may stop growing as quickly. There is some evidence of currently listed homes seeing price reductions right now, which could mean lower prices in some areas.

Will You Be Able to Afford More House Next Year, Though?

There’s no crystal ball to tell us the future of what’s to come. If you can afford to buy a home today that fits your needs and is within your budget, buy now. You may be better off buying now instead of waiting for the unpredictable real estate market of 2023.

More so, inflation is a factor. Though it is unlikely that you will find home prices rising due to inflation, you are likely to find it a bigger pinch on your budget.

With mortgage rates on the rise, there’s no doubt that buying now if you qualify for a lower interest rate is the better option overall. It will save you money to secure even an interest rate that's even a fraction lower this year than next year. For example, the monthly payment on a 30-year fixed rate loan at 2.99% could be $1,073, while it’s $1,184 on a 3.99% loan.

If you can afford to buy a home now and have the financing to do so, there's no real benefit to buying next year. Prices aren't likely to be much lower, though inventory may be a bit better. If you're able to find your dream home, it may be time to make your move now instead of waiting.

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A Guide to Pricing Your Collin County Texas Home for Sale

A Guide to pricing your Collin County, Texas Home for Sale

How to Price Your Home Without Leaving Money on the Table

Jane Clark, Realtor

Jane Clark is a nationally recognized expert Luxury Realtor with Keller Williams in McKinney, Texas. Her 22+ years of experience in Real Estate Industry have made her an in-demand speaker. author and Real Estate educator.

Jane

If you want to sell your home in the coming months, you'll be wondering about pricing your home correctly. Setting your home price fairly has a major impact on how fast your home sells. In some cases, it will make or break a sale. There's no overestimating the importance of this step when setting your house up for sale, especially now that the real estate market is beginning to show signs of slowing down after the rollercoaster of the pandemic years. 

It's no secret that home sellers have enjoyed seller's market conditions for a good couple of years now. A severe imbalance in the supply and demand of housing led to surging home prices. Home sellers in in-demand areas didn't have to think too much about pricing their homes correctly, with many homebuyers so desperate to secure a property that they would agree to home prices well above what was normal or average for that particular area.

However, at this point, all the signs are pointing to a housing market that's slowing down, with the supply-demand ratio slowly rebalancing. This means that pricing your home correctly is once again paramount if you want to sell your home this year.

What strategies do real estate experts use to price your home?

Pricing your home correctly can make the difference between a house that sells and one that doesn't. Sounds simple, but it's true. A home that's been priced too high is typically off-putting to home buyers who now have a wealth of average home price data a few Google-search clicks away. Researching home prices is one of the first steps a homebuyer will take when looking for a home, and avoiding overpriced properties will be one of the key pieces of advice they'll be given. 

Let's be honest here: although negotiating home prices can be a necessary part of the home buying process, it does prolong the home buying journey. Most buyers prefer a home already fairly priced so they don't have to enter a protracted negotiating process.

There's another reason overpricing your home can lead to a slower sale — or worse, a sale falling through altogether. A home incorrectly priced and then reduced in price in the online home listing will automatically ring alarm bells for buyers. They will assume there's something wrong with the property.  

Finally, if a home has been priced too high and the mortgage lender returns to the buyer with a significantly lower home appraisal, the buyer likely will be denied a mortgage. The result is that the home sale falls through.

What strategies do real estate experts use to price your home?

Having said all this, how do you price your home correctly without leaving money on the table? No one wants to come worse off during home sale negotiations, so what can you do to sell your home at a price that's fair but not too low? The answer may surprise you. 

To sell your home at the best possible price, you typically need to price it competitively. If you're not sure, aim to price your home just a little under what a home of your size and type should sell for in your area. The homes that sell at the best prices are those that generate bidding wars from multiple buyers. Buyers generally know a good deal when they see one and react. You're much more likely to get multiple offers in excess of your asking price if the asking price is just a little under what buyers were preparing themselves for. 

How low is too low? An experienced real estate professional is best positioned to answer that for you. You should always work with a real estate agent who has experience selling homes like yours in your area. Their knowledge of correctly pricing your home will come from prior sales, which is always better than doing your own calculations and potentially getting it wrong.

What strategies do real estate experts use to price your home?

Think of it this way: a real estate expert is working for you, the seller. However, to sell your home at the best possible price, they need to make your home as attractive as possible for the right type of buyer. Any real estate professional worth their salt will know that a home that sells fast and without leaving money on the table is a home that's marketed to the right audience. 

For example, there's no point marketing a one-bed urban apartment to families, just as there's no point marketing a luxury home with a pool to families on tight budgets. A real estate agent is a little like a matchmaker: it's all about assessing home sellers and home buyers for compatibility. 

A real estate expert will also have a keen eye for the aspects of your home that are attractive to buyers. Whether it's curb appeal and a beautiful backyard or space for a home office you hadn't considered, they'll assess your home in a fresh way that can make a substantial difference to pricing.

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First Time Home Buyer Guide

McKinney Real Estate Buyers Guide

Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by your agent will help reduce the stress of buying a home and help you enjoy the journey as much as possible.

Step 1: Research

Do you already know where you want to buy? If you want a condo, townhome, or single-family home? Which features do you like and dislike? What’s available on the market now? If you answered no to any of these questions, now is the time to start researching. In addition to looking for homes that interest you, also take note of any changes in asking prices. This could give you valuable insight into housing trends in specific neighborhoods and help you when the time comes to make an offer.

Step 2: Decide on Your Budget

Notice I said to decide on your budget—not determine how much the mortgage company will give you. In many cases, a mortgage company will pre-approve you for more than you’re comfortable spending, which is why you need to determine the monthly payment you feel comfortable with before talking to a lender. This likely includes doing a full household budget and taking into consideration what changes other than a mortgage payment will occur once you move into your new home. If you’ve lived in an apartment or with roommates, you may overlook new expenses like garbage, water, or HOA fees that could easily blow your budget.

Step 3: Get Prequalified

ust because you think you can afford a certain payment every month doesn’t mean the mortgage company will agree. Just as they may approve you for too large of an amount, they may also approve you for a lesser amount or deny you a mortgage altogether. Lack of time at a job, insufficient credit, past bankruptcies, or other financial issues can cause major problems when trying to secure a mortgage. Before you get your heart set on a home, talk to a mortgage professional to find out what amount you can qualify for. This will also be an advantage when you make an offer on a home, as some sellers won’t entertain offers from those who aren’t already prequalified for a loan.

Step 4: Choose a Real Estate Agent

Can you shop for, look at, and ultimately make an offer on a home without a real estate agent? Technically yes, but why would you when it costs you nothing for an agent like me to take much of the stress off your shoulders? Not only will I help identify properties you might be interested in, arrange showings, and ultimately handle the offer process, but I also have a knowledge of the market that you don’t possess. I may be able to steer you away from certain homes or neighborhoods, suggest hidden gems, or give you pointers that will help you find your dream home for the right price.

Jane's goal is to provide her clients with the most personalized service in the industry designed to help you buy your dream home.

Step 5: Find the Right Home

This should be the most enjoyable step of the entire process (other than moving in!). I will arrange showings of homes you’re interested in that are within your price range. Take notes about what you like and don’t like, and make sure to pay attention to details. Turn light switches on and off, open and close doors, and run the faucets in various rooms. Don’t limit your inspection to the home itself. Make sure to take time to explore the neighborhood and keep an eye on traffic at certain times of the day, the parking situation, and how close it is to necessities like schools and grocery stores.

Step 6: Make an Offer

Once you have selected the perfect home, work with your agent to craft a fair offer based on the value of comparable homes on the market. Depending on what the home is listed at and whether the current environment is a buyer’s or seller’s market, your offer may be below, at, or even above the asking price. I will be able to help you negotiate if you receive a counteroffer and reach an agreement. At this point, the house will go into escrow.

Step 7: Have the Home Inspected

In most cases, your offer will be contingent on having the home inspected to ensure there is no major structural damage or large repairs needed. I can help you arrange this, and you can schedule it within days of making an offer. If there are no major issues, the process goes to step eight. If there is, you can renegotiate your offer based on what needs to be fixed, or you can withdraw it.

Step 8: Select Your Loan

Now is the time to go back to the mortgage lender who pre-approved or pre-qualified you and choose your mortgage. You will be presented with various options based on your unique financial situation, including fixed-rate, variable-rate, 15-year, 30-year, or special programs such as VA loans or FHA loans. Work with your mortgage lender to select the option you feel the most comfortable with.

Step 9: Get a Home Appraisal

Your lender will have your new home appraised so they have their independent value of it. The appraisal is to ensure that all parties involved are paying a fair price for the house.

Step 10: Finish Paperwork

No one looks forward to all the paperwork involved in buying a home, but it’s a necessary part of the process. Fortunately, everything will be arranged by your lender and title company and, when you’re finished, you’ll know you are the legal owner of your new home.

Congratulations!

After signing the final paperwork to complete the purchase, you are now the owner of a new house. It may take a few days for your loan to be funded once the paperwork has been returned to the lender, but once that check is delivered to the seller, you’ll be all set to move into the home of your dreams.
Work with Jane

Jane offers the highest level of expertise, service, and integrity. Jane utilizes the latest technologies, market research and business strategies to exceed your expectations. More importantly, she listens and that means she finds solutions that are tailored to you.

Contact Jane

Best McKinney Realtor, Keller Williams McKinney

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  • 6 reasons to work with a Global Keller Williams Agent

     
    Frisco is an “inner-ring suburb” of Dallas and boasts a population of about 11,000 residents with the highest median household income in all of Texas. It’s known for its quaint-but-upscale vibe and is a great place to enjoy good food, antique shops, and boutiques, making it an attractive location for luxury home buyers beyond Texas. Dallas is home to more than 50 international companies that hire both local and international talent.
     
    The area is experiencing a seller’s market with more buyers seeking Frisco homes for sale than there are homes available for sale. As a result, sellers are likely to experience multiple offers on their homes that exceed the asking price and even bidding wars amongst potential buyers looking to obtain homes before prices rise even more.
     
    While homeowners might be tempted to “stay local” and use the services of a local real estate agent, there are benefits to seeking the services of a global real estate broker. like the Jane Clark Realty group

    1. Real estate brokers have more experience

    Both real estate agents and brokers can help clients buy and sell realty, but brokers usually have more training than real estate agents and frequently oversee these agents in a supervisory capacity. Licensed real estate agents usually work within real estate brokerages that support and supervise them.
     
    On the other hand, a real estate broker usually has several years of experience as an agent before training to become a broker. In doing so, there are additional education requirements and licensing exam requirements over and above the initial agent requirements. Brokers learn and know more about ethical and legal issues, business management, insurance, and taxes than real estate agents.

    2. Global brokers have both domestic and international expertise


    Taking the concept of real estate brokers one step further, a global real estate broker is even more expert than a domestic real estate broker representing sellers of Frisco,, homes for sale because they are generally multi-lingual and well-versed in international real estate laws, regulations, and transactions. They assist people and businesses that are moving to a new country by selling their current homes/buildings and finding new ones.

    3. Global real estate brokers have greater, more far-reaching networks

    Whereas local real estate brokers are pretty much limited to their domestic networks, global brokers can bring a wider variety of clients to the bargaining table. Those clients are likely to know other potential clients who might also be interested in relocating to the United States.
     

    4. Global real estate brokers have generally traveled more extensively than domestic brokers

    Why is this fact important? It ties into networking, of course, but it also imparts a global understanding of politics, economics, and societal factors that could influence foreign buyers to consider purchasing Frisco, Texas, real estate where they otherwise might not have thought of moving abroad. Global brokers can also impart their professional advice to international clients regarding international real estate trends in many countries so those buyers can make informed decisions.

    5. Global brokers can communicate easily with ex-pats living in the United States

    By communicating easily, we don’t just mean with language. All across America’s melting pot, there are culture-based communities that are very tightly knit and that are suspicious of outsiders; that is, native-born Americans. For example, in San Francisco’s nearly 175-year-old Chinatown, senior residents rarely set foot outside its borders because all their needs from food to entertainment and medical services to legal help are met in Chinatown. To that older generation, there is no need to wander into what they consider to be a foreign land.
     
    So this is where global brokers come into play. If people from different cultures live in American cities, they might still be wary of dealing with Americans when it comes to business, especially if they’re “ex-pats” or expatriates. The global broker acts almost as a confidante and “tour guide” for international buyers and ex-pats alike. There is an instant connection because they come from the same country.

    6. Global brokers understand immigration laws and regulations


    Domestic brokers don't need to understand many components of global transactions. If there are international buyers for Frisco homes for sale, real estate transactions aren't as simple as domestic transactions. Financing, immigration status, visas, employment and loan requirements, as well as visitor-versus-resident statuses, must be ironed out, and short of hiring an immigration attorney to handle and understand these areas, global real estate brokers are just the key.

    Work with Jane Clark

    Whether you’re looking to relocate or to sell,  Jane Clark is an expert in local listings in Frisco, real estate as well as Real Estate markets within the major North Texas Cities. Contact Jane today!

    Keller Williams McKinney, Frisco Real Estate, Keller Wiiams, Jane Clark

    Put Jane Clark's expertise to work for you

    It’s safe to say that buying or selling a home is probably the largest transaction most consumers will ever make. This process is not a simple one, and it can be filled with uncertainty, emotional ups and downs, and numerous challenges. Every real estate transaction, no matter how big or small, is a complicated process. An experienced real estate team can make a big difference in the ultimate outcome of your transaction. When you begin looking for a Realtor®, it is important to remember that experience matters, and that using friends and acquaintances to help buy or sell a home may not be the best choice. Selecting a talented and knowledgeable agent is the key to how you will fare throughout the entire process. The Jane Clark Realty Group is more than your guide through each step of the process; we will help with staging, pricing, listing, and marketing your property. These are all particularly important aspects for sellers. A picture truly is worth a thousand words when it comes to real estate. If the photos of your home are not done professionally and the house is not properly staged to attract and draw in potential buyers, you will have a much more difficult time selling your home. Pricing is of utmost importance. An inexperienced Realtor® will let you dictate your own price, or may not understand the shifting competitive nuances of your localized home market. Buying your new home through Jane Clark Realty can pull thousands of dollars back to your side of the negotiating table. You may think that buying without an agent will save you money. In truth, you are leaving thousands of dollars on the closing room table and missing the services of a skilled, experienced, and knowledgeable negotiator. Even better, our costs add nothing to the price of your new home, Call Jane Clark @ 214-802-4680 and put her to work for you. This is a pivotal point in your listing process – price too high and scare buyers off for months, then by the time you lower your price, potential buyers will wonder why your home sat on the market so long and you are forced to further drop your price. The Jane Clark Realty Group uses a team-based approach to your real estate transaction and we are better prepared to cover all aspects of the process. We carefully consult with our clients to ensure we understand exactly what you are looking for and how your home sale will fit into future goals. We are equipped to advise on numerous factors, including investment goals, timing, family needs, and long-term plans. Our goal is to foster a long-term relationship with our clients that will benefit them and their families. Simply put, there is no substitute for agent experience and knowledge when it comes to negotiating a price, staging a home, and closing a transaction. Becoming a successful full-time Realtor® is not easy, and goes far beyond the schooling and continued education centered on ever-changing rules, laws, and terminology of real estate. Sixteen Years as a successful Full-Time Collin County Realtor® says a lot about Jane’s skills and dedication to her clients. Jane has worked diligently to become the expert at knowing what it takes to attract potential buyers and negotiate the best deal for her clients. At The Jane Clark Realty Group, we have made it a point to offer a wide range of services to relieve the pressure and hassle that many clients feel in a real estate transaction. We have a strong and experienced behind-the-scenes team, which includes a professional photographer, stager, and all the support services needed to list, market, and bring your transaction to a successful close

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    How can I sell my home?

    Some Sage Advice about the Selling Process

    Getting the most from your home sale

    We believe every family should feel confident when selling a home.

    Don't let a big search engine tell you how much your home is worth. That's a terrible mistake that can really cost you. E-estimates are notoriously off-base. Selling out to an "E-buyer" company can also be disastrous – your biggest asset is eaten away by hidden fees. Charles Russell, lead agent of Russell Realty Group, will personally research your home and neighborhood and analyze where the market is headed. We'll give you the results for free, with no obligation. An informed listing price is critical!

    Whether this is your first time or you’re a seasoned seller, our tools and resources will help you every step of the way. Our local expertise lets us value properties right the first time. Get the best price in the shortest time. We are the best in the business and can get the job done for you quickly, carefully and efficiently.

    Most agents simply list homes. We do much more, we market and sell them.

    We recommend a personalized marketing program and pricing strategy just for your unique home.

    ">We will advise you about the home repairs and improvements that will maximize your asking price. We'll provide unlimited staging advice and materials for FREE. We'll help you pick paint, find vendors and get your home show ready.

    We will actively target the types of buyers most likely to want your home. And we will aggressively advertise your home 24 hours a day, 7 days a week. We'll host open houses if desired, and announce your home to the world in print, digital, and in-person marketing.

    We utilize the latest technology in photography, video tours and online marketing, combined with "boots on the ground" to get your home sold.

    From listing to closing, we are committed to navigating the entire sale process for you, using our expertise to sell your home smoothly, for top price. Contact us today.

    HOW MUCH IS MY HOME WORTH?

    By completing this home valuation request, we'll give you immediate, free access to a  9-page brochure with over 80 tips to help you get your home ready to sell. We share room-by-room advice that will help make your home the one that buyers fall in love with when they see it!

    Items with an asterisk or otherwise designated required, are required so we can accurately reply to your request.

    By submitting this form with your telephone number you are consenting for the Jane Clark Realty Group and its authorized representatives to contact you, even if your name is on the Federal Do-not-call List.

    Home Value Request

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    Buyer Process

    • Staging Your Home

      a Great Realtor® will stage your home to make the BEST impression on potential Buyers.
    • Professional Photography

      Professional Photography is a MUST! You never get a second chance to make a GREAT first impression.
    • Guidance on Pre-Sale Preparations

      Everything from a better color scheme, better landscaping to mandatory repairs. there is no substitute for experience!
    • Setting the Listing Price

      Your Realtor® makes a diligent analysis of the local market to find the optimum selling price.
    • Marketing Your Listing

      A good Realtor® broadcasts the listing information well beyond your local MLS.
    • Arrange video or other media

      Some High End properties require special media to attract the right buyer.
    • Give Knowledgable Advise

      While a Realtor® is not an Attorney, our experience and training are second to none. You can rely on us to guide you correctly.
    • Arrange and Control Showings

      Whether it is an open house or a tour thru a Buyer Agent, Your Realtor® controls the traffic thru your home so interested buyers can tour the property
    • Lead the Negotiation Process

      Particularly in today's multiple offer environment, a good Realtor® is invaluable in getting your best buyer to the closing table.
    • Find Qualified Buyers

      Most importantly, a Realtor® sells your home by bringing Qualified Prospects

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    About Home Buyers

    About Home Buyers

    Looking for a really Awesome Home Buying Experience?

    Jane Clark is proud of her reputation as one of the Beat Real Estate Groups in Collin and Dallas Counties, Happy to share with you this unsolicited letter we received from our wonderful out of state home buyers Abdul Malick and Sheenaus Malick

    Dear Jane,

    It is with a great sense of gratitude that we are writing this email. We to thank Kelley Boatwright and the entire Jane Clark Homes team for the excellent support and guidance provided to us during the purchase of our property in McKinney, Texas.

    We just closed our home in Texas. The best part is that we were able to do it sitting in California without setting one foot in Texas. We are still in disbelief.

    From the very first call I made to you, to the moment we closed our home, we saw nothing but dedication, compassion, client advocacy, attention to detail, and professionalism.

    Kelley worked tirelessly every step of the way. She was one call away at all times, even during her vacation. She patiently addressed every small concern we had. She put our best interest above everything else. She acted as our extended family away from home. She was our eyes and ears. She treated our purchase as her own.

    We consider ourselves very fortunate to have found you and Kelley.

    We wish Jane Clark Homes the very best and pray that you continue to reach greater heights in the years to come.

    Thank You, Jane and Kelley,

    Abdul Malick and Sheenaus Malick

    Jane's team came through for us!

    Yes, Its a tough and competitive market out there. That's why you need a team with Knowledge, experience, and determination to get it done. Jane sold our home quickly and efficiently to put us in a place where we could build the home of our dreams Thank you to Brittany Noble Jack of the Jane Clark Realty team. In a single week end, You found exactly what we wanted, where we wanted it. And, you wrapped up every detail! You made us very happy!

    -Amy and Chris Dempsey

    Success Leaves Clues.. And here are some clues that You found a GREAT Realtor
    Jane has a 20+ year Reputation for Results
    Click the Area Tab to see some of the top homes Jane has sold in each city or subdivision

    • McKinney

      3508 Greystone Court, McKinney, Texas

      3508 Greystone Court, McKinney, Texas

      1401 Pecan Hollow Trail, Brookside at Winding Creek, McKinney 75072

      1401 Pecan Hollow Trail, Brookside at Winding Creek, McKinney 75072

      7500 Hilton Head Drive, McKinney, 75072

      7500 Hilton Head Drive, McKinney, 75072

      3501 Shadow Ridge Drive Brookside at Winding Creek, McKinney

      3501 Shadow Ridge Drive Brookside at Winding Creek, McKinney

      2308 State Blvd, Tucker Hill, McKinney

      2308 State Blvd, Tucker Hill, McKinney

      4400 Glenshire Court, Clifton Park, McKinney, Texas

      4400 Glenshire Court, Clifton Park, McKinney, Texas

      1600 Savannah Drive, Cypress Crossing, Stonebridge Ranch

      1600 Savannah Drive, Cypress Crossing, Stonebridge Ranch

      6804 Knollwood Dr, Tanglewood, Stonebridge Ranch

      6804 Knollwood Dr, Tanglewood, Stonebridge Ranch

      501 St. Gabriel Way McKinney, TX

      501 St. Gabriel Way McKinney, TX

      700 Excaliber, McKinney, Texas

      700 Excaliber, McKinney, Texas

      1404 Haverford Way, LaCima Manor, Stonebridge Ranch

      1404 Haverford Way, LaCima Manor, Stonebridge Ranch

      2706 Brookside Lane, Sunset Ridge Estates, McKinney

      2706 Brookside Lane, Sunset Ridge Estates, McKinney

    • Plano

      5212 Seascape Ln, Willow Bend Lakes, Plano

      5212 Seascape Ln, Willow Bend Lakes, Plano

      5131 Quail Lake Drive Bent Tree North Dallas

      5131 Quail Lake Drive Bent Tree North Dallas

      5834 Preston Fairways Drive Preston Trails Fairways, Plano

      5834 Preston Fairways Drive Preston Trails Fairways, Plano

      6604 Leighton Ridge Dr Spring Ridge Plano

      6604 Leighton Ridge Dr Spring Ridge Plano

      5845 Pathfinder Trail, Steeplechase, Plano

      5845 Pathfinder Trail, Steeplechase, Plano

      5900 Porto Fino Dr, Preston Springs, Plano

      5900 Porto Fino Dr, Preston Springs, Plano

      5796 Robbie Road, Town Homes At Legacy Town Center, Plano, Tx

      5796 Robbie Road, Town Homes At Legacy Town Center, Plano, Tx

      10000 Monastery Dr, Pasquinellis Castlebrook at Ridgeview, Plano

      10000 Monastery Dr, Pasquinellis Castlebrook at Ridgeview, Plano

      5201 Streamwood Ln, Old Shepard Place, Plano

      5201 Streamwood Ln, Old Shepard Place, Plano

      6400 Hickory Hill Dr, Oak Point Estates, Plano

      6400 Hickory Hill Dr, Oak Point Estates, Plano

      3320 Leigh Drive, Whiffletree, Plano

      3320 Leigh Drive, Whiffletree, Plano

      6824 Flanary Lane, Preston Highlands, Dallas

      6824 Flanary Lane, Preston Highlands, Dallas

      7021 Eagle Vail Drive, Pasquinellis Parker Estates, Plano

      7021 Eagle Vail Drive, Pasquinellis Parker Estates, Plano

      2609 Glen Forest Lane, Parker Road Estates, Plano

      2609 Glen Forest Lane, Parker Road Estates, Plano

      2701 Trophy Drive, Hunters Glen, Plano,Texas

      2701 Trophy Drive, Hunters Glen, Plano,Texas

    • Allen

      1819 Steeplechase Court, Steeplechase, Allen

      1819 Steeplechase Court, Steeplechase, Allen

      902 Crestmoor Drive, StarCreek, Allen

      902 Crestmoor Drive, StarCreek, Allen

      902 Starcreek Parkway, Starcreek, Allen

      902 Starcreek Parkway, Starcreek, Allen

      1012 Bandelier Drive Waterford Parks Allen, TX

      1012 Bandelier Drive Waterford Parks Allen, TX

      1988 Verde Ct, Waterford Parks, Allen

      1988 Verde Ct, Waterford Parks, Allen

      1900 Rising Star Drive, Twin Creeks, Allen

      1900 Rising Star Drive, Twin Creeks, Allen

      1005 Audrey Way, Villas at Twin Creeks. Allen

      1005 Audrey Way, Villas at Twin Creeks. Allen

      919 Colorado Drive, Waterford Trails, Allen

      919 Colorado Drive, Waterford Trails, Allen

      1507 Terlingua Ct, Twin Creeks, Allen

      1507 Terlingua Ct, Twin Creeks, Allen

      1324 Glendover Dr, Glendover Park, Allen

      1324 Glendover Dr, Glendover Park, Allen

      1315 Clearview Drive, Timber Bend, Allen

      1315 Clearview Drive, Timber Bend, Allen

      1321 Shelborn Drive, Silhouette, Allen

      1321 Shelborn Drive, Silhouette, Allen

    • Frisco

      Hera are some great homes Jane sold in Frisco. Select another tab to see the other cities

      7554 Bryce Canyon Drive, Arbor at Lawler, Frisco

      7554 Bryce Canyon Drive, Arbor at Lawler, Frisco

      3815 Guinn Gate Dr, Park Place Estates, Frisco

      3815 Guinn Gate Dr, Park Place Estates, Frisco

      6009 Star Trail Dr, Starwood, Frisco

      6009 Star Trail Dr, Starwood, Frisco

      11310 Barcelona Lane, Miramonte, Frisco

      11310 Barcelona Lane, Miramonte, Frisco

      5005 Plantation Lane, Frisco, Texas 75035

      5005 Plantation Lane, Frisco, Texas 75035

      10817 Silver Dollar Dr, The Trails, Frisco

      10817 Silver Dollar Dr, The Trails, Frisco

      5125 Lakehill Blvd The Lakes on Legacy Drive Frisco

      5125 Lakehill Blvd The Lakes on Legacy Drive Frisco

      5627 Foard Drive, Creekside at Stonebriar, Frisco

      5627 Foard Drive, Creekside at Stonebriar, Frisco

      4119 Wellesley Ave, The Canals at Grand Park, Frisco

      4119 Wellesley Ave, The Canals at Grand Park, Frisco

      7593 Pasatiempo Drive Frisco Lakes by Del Webb Frisco

      7593 Pasatiempo Drive Frisco Lakes by Del Webb Frisco

      7390 Trull Brook Lane, Frisco Lakes by Del Webb, Frisco

      7390 Trull Brook Lane, Frisco Lakes by Del Webb, Frisco

      11822 Barrymore Drive, Parkside Estates, Frisco

      11822 Barrymore Drive, Parkside Estates, Frisco

      15437 Palo Pinto Dr, Frisco Heights, Frisco

      15437 Palo Pinto Dr, Frisco Heights, Frisco

      6104 Eagle Point Lane. Frisco Lakes by Del Webb, Frisco

      6104 Eagle Point Lane. Frisco Lakes by Del Webb, Frisco

      7001 Zurich Lane, Frisco Lakes, Frisco

      7001 Zurich Lane, Frisco Lakes, Frisco

    • Prosper

      Hera are some great homes Jane has sold in Prosper. Select another tab to see the other cities

      3211 Amberwood Ln, Amberwood Farms, Prosper

      3211 Amberwood Ln, Amberwood Farms, Prosper

      710 Moss Glen Dr, Willow Ridge, Prosper

      710 Moss Glen Dr, Willow Ridge, Prosper

      4571 Crossvine Dr, Windsong Ranch, Prosper

      4571 Crossvine Dr, Windsong Ranch, Prosper

      1001 Chapala Ct, Lakes of LaCima, Prosper

      1001 Chapala Ct, Lakes of LaCima, Prosper

    • Fairview

      Hera are some great homess Jane has sold in Fairview Select another tab to see the other cities

      470 Summerfield Court Domain Fairview, Tx (Copy)

      470 Summerfield Court Domain Fairview, Tx (Copy)

      660 Forest Oaks Drive, River Oaks II, Fairview

      660 Forest Oaks Drive, River Oaks II, Fairview

      960 Circle in the Woods, Woods of Ascot Heath, Fairview

      960 Circle in the Woods, Woods of Ascot Heath, Fairview

      440 Black Diamond Ct Fairview, TX 75069

      440 Black Diamond Ct Fairview, TX 75069

      740 River Oaks Dr, River Oaks, Fairview

      740 River Oaks Dr, River Oaks, Fairview

      821 Beechwood, Fairview Meadows, Fairview

      821 Beechwood, Fairview Meadows, Fairview

      363 Hitching Post Drive Fairview TX 75069

      363 Hitching Post Drive Fairview TX 75069

      2365 E Hendrix Ave, Creekside Estates, Lucas

      2365 E Hendrix Ave, Creekside Estates, Lucas

      424 Black Diamond Court, Heritage Ranch, Fairview

      424 Black Diamond Court, Heritage Ranch, Fairview

      676 Scenic Ranch Circle, Heritage Ranch, Fairview

      676 Scenic Ranch Circle, Heritage Ranch, Fairview

      286 Cheyenne Drive, Heritage Ranch, Fairview

      286 Cheyenne Drive, Heritage Ranch, Fairview

      297 Cheyenne Drive, Heritage Ranch, Fairview

      297 Cheyenne Drive, Heritage Ranch, Fairview

      372 Parkvillage Ave, Village of Fairview, Fairview

      372 Parkvillage Ave, Village of Fairview, Fairview

      330 Wrangler Drive, Heritage Ranch, Fairview

      330 Wrangler Drive, Heritage Ranch, Fairview

    • Richardson

      Hera are some great homes Jane has sold in Richardson. Select another tab to see the other cities

      7631 El Pensador Drive Richardson Heights Estates West Dallas

      7631 El Pensador Drive Richardson Heights Estates West Dallas

      2827 Forest Grove Drive, Canyon Creek, Richardson TX 75080

      2827 Forest Grove Drive, Canyon Creek, Richardson TX 75080

      1225 Cheyenne Drive, Richardson Heights, Richardson

      1225 Cheyenne Drive, Richardson Heights, Richardson

      2670 Provencial Ln, II Creeks, Richardson

      2670 Provencial Ln, II Creeks, Richardson

      4609 Deer Valley Lane, Knolls @ Breckinridge, Richardson

      4609 Deer Valley Lane, Knolls @ Breckinridge, Richardson

      1125 Mill Springs, Cottonwood Creek Estates, Richardson

      1125 Mill Springs, Cottonwood Creek Estates, Richardson

      622 Wentworth Drive, Richland Park East, Richardson

      622 Wentworth Drive, Richland Park East, Richardson

      318 Canyon Valley Dr Canyon Creek Country Club Richardson

      318 Canyon Valley Dr Canyon Creek Country Club Richardson

      1109 Eton Dr, JJ Pearce, Richardson

      1109 Eton Dr, JJ Pearce, Richardson

      1318_Commanche Dr. Richardson Heights, Richardson

      1318_Commanche Dr. Richardson Heights, Richardson

      712 Sherwood Drive Richardson Heights Richardson

      712 Sherwood Drive Richardson Heights Richardson

      4129 Greenfield Dr, Creek Hollow Estates, Richardson

      4129 Greenfield Dr, Creek Hollow Estates, Richardson

    • Dallas

      Hera are some great homes Jane sold in Dallas. Select another tab to see the other cities

      21 Kensington Court, Glen Abbey, Dallas, Tx

      21 Kensington Court, Glen Abbey, Dallas, Tx

      6547 Lake Circle Drive, Lakeway, Dallas

      6547 Lake Circle Drive, Lakeway, Dallas

      5914 Bent Trail Drive, Bent Tree Fairways, Dallas

      5914 Bent Trail Drive, Bent Tree Fairways, Dallas

      9506 Moss Haven Drive,	 Oak Highland Estates, Dallas

      9506 Moss Haven Drive, Oak Highland Estates, Dallas

      7736 Lone Moor Circle, Highland North, Dallas

      7736 Lone Moor Circle, Highland North, Dallas

      5604 Brushy Creek Trail, Whispering Springs,Dallas

      5604 Brushy Creek Trail, Whispering Springs,Dallas

      4330 Rawlins Street, Perry Heights, Dallas

      4330 Rawlins Street, Perry Heights, Dallas

      16214 Koi Pond Ct, Courtyard at Preston Trails, Dallas

      16214 Koi Pond Ct, Courtyard at Preston Trails, Dallas

      9510 Moss Haven Drive, Oak Highland Estates, Lake Highlands

      9510 Moss Haven Drive, Oak Highland Estates, Lake Highlands

      7130 Mossvine Drive, Northwood Hills, Dallas

      7130 Mossvine Drive, Northwood Hills, Dallas

      7916  Nimrod Trail, White Rock Highlands Dallas, Tx,

      7916 Nimrod Trail, White Rock Highlands Dallas, Tx,

      7631 El Pensador Drive Richardson Heights Estates West Dallas

      7631 El Pensador Drive Richardson Heights Estates West Dallas

    • Stonebridge Ranch

      Hera are some great homes Jane sold in Stonebridge Ranch. Select another tab to see the other cities

      1600 Savannah Drive, Cypress Crossing, Stonebridge Ranch

      1600 Savannah Drive, Cypress Crossing, Stonebridge Ranch

      6804 Knollwood Dr, Tanglewood, Stonebridge Ranch

      6804 Knollwood Dr, Tanglewood, Stonebridge Ranch

      1404 Haverford Way, LaCima Manor, Stonebridge Ranch

      1404 Haverford Way, LaCima Manor, Stonebridge Ranch

      7902 S Ballantrae Dr, Village of Ballantrae, Stonebridge Ranch, McKinney

      7902 S Ballantrae Dr, Village of Ballantrae, Stonebridge Ranch, McKinney

      1201 Hidden Meadow Road, Lakeside Crossing, Stonebridge Ranch, McKinney

      1201 Hidden Meadow Road, Lakeside Crossing, Stonebridge Ranch, McKinney

      1704 Singletree Ct., Tanglewood Crossing, Stonebridge Ranch

      1704 Singletree Ct., Tanglewood Crossing, Stonebridge Ranch

      604 Rosebury Circle, Stratford Manor, Stonebridge Ranch

      604 Rosebury Circle, Stratford Manor, Stonebridge Ranch

      1002 Windsor Drive, Newport Village, Stonebridge Ranch

      1002 Windsor Drive, Newport Village, Stonebridge Ranch

      1509 Montclair Circle, LaCima Haven, Stonebridge Ranch, McKinney

      1509 Montclair Circle, LaCima Haven, Stonebridge Ranch, McKinney

      901 Niblick Court, Hickory Hill, Stonebridge Ranch,McKinney, Texas

      901 Niblick Court, Hickory Hill, Stonebridge Ranch,McKinney, Texas

      305 Rosebury Circle, Stratford Manor, Stonebridge Ranch

      305 Rosebury Circle, Stratford Manor, Stonebridge Ranch

      6509 Knollwood, Tanglewood, Stonebridge Ranch

      6509 Knollwood, Tanglewood, Stonebridge Ranch

    Learn More About My Awesome Team

    Want to know more about what goes on behind the scenes of a real estate transaction? Click a picture and read more about who we are and what we do to make your real estate transaction a smooth and easy experience for you!
    • Jane

      Jane Clark

      Jane Clark - Top Producing KW North Texas Realtor

      Jane Clark is a fixture in North Texas Real Estate. For almost 22 years her name has been synonymous with Quality Professional Real Estate Services in North  Texas. Jane has mastered both the science and the art of buying and selling residential Real Estate in the DFW - North Texas corridor. With her extensive market knowledge, superb negotiation skills, and exceptional marketing, there can be little wonder that so much of her business comes from referrals and repeat clients. When your need is to buy or sell residential property, you can count on Jane for service you just can’t stop talking about


      About Listing agents

      In a nutshell, a listing agent is responsible for the process of selling your home. You meet me the first time when we view the property, find it’s unique selling features and establish a value relative to all the other homes competing for your buyers attention. I represent you during the sale and I negotiate with potential buyers on your behalf. In today’s market, where multiple offers are the rule, I help you evaluate potential buyers and choose the right offer for you particular circumstances

    • Kelley

      Kelley Boatwright - Buyer Specialist

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      Kelley Boatwright is a Buyer agent with the Jane Clark Realty Group. Kelley Is Passionate about her Real Estate Career. Her approach to her clients is warm and friendly and she prides herself in excellent communication skills. Her strengths include endless energy and enthusiasm as well as a high level of expertise

      Kelley became a licensed Real Estate agent in 2006, after working in a family-owned commercial construction company for many years. Working in commercial construction inspired her to get her Real Estate license and start her own business. Kelley joined Keller Williams Realty in 2006 and quickly became a top producer, consistently ranking among the top 5, for her office

      Kelley spent over 9 years in New Home Construction.  She helped over 400 families achieve their dreams of purchasing a new home.  For her, property ownership is one of the largest and most important financial undertakings a client  will make., Kelley strives to ensure her clients make smart investments that lead to exceptional results.

      Contact Kelley


      About Buyer Agents

      A Buyer Agent is a Realtor who specializes in representing Home Buyers in a real estate transaction. A good buyer agent has a superior knowledge of the Collin County Real Estate Market and can help a purchaser locate housing that suits their criteria. But their value goes far beyond that. A good buyer agent will make sure the client has paperwork in order and a mortgage prequalifying commitment in hand in order to move quickly on the desired property. In todays very competitive market a good Buyer Agent can make the difference between leaving empty handed and setting a close date for the home of your dreams…

    • April

       

      April Edwards - Marketing Coordinator

      April EdwardsApril Edwards is the Listing Coordinator for the Jane Clark Realty Group. You will likely meet April before the ink is dry on the listing contract. April takes Jane’s notes and observations and reduces them to an action plan to showcase your property in the best possible light. She will be there with the photographer, measuring rooms and doing last-minute adjustments to your photoshoot. April takes great pride in creating a wonderful seamless transaction that moves our clients smoothly from the initial home staging to the final closing of their home sale. Prior to joining the Jane Clark Realty Group, April was active in other areas of the real estate industry. She is well versed in the process of generating the full color, high-quality Graphics that Jane insists on for each home in our Listing Portfolio. Her experience with nuances of multiple listing services enables us to bring your listing to the market on time and on schedule April is very familiar with North Texas. She grew up in Denton Texas and attended College at Texas A & M University. (Go Aggies)   She graduated with a degree in journalism and was gradually lured back into her love of the Real Estate Industry.  April is married to her husband for 17 years. She has 3  children. April is an avid reader and loves to curl up with a good book in her spare time. Most weekends, however, you will find her at a local sporting event cheering on her children.

      Contact April


      What is a Listing Coordinator?

      As a Listing Coordinator, I am responsible for implementing Jane’s custom marketing program for each home we list. I will probably be the first member of our team you meet after you execute the listing agreement with Jane. I will be with you when our Photographer comes out to shoot your property. I measure each room in your home and gather the information we need to enter the property in MLS and our own websites. Perhaps my favorite responsibility is to prepare the unique graphic flyers we use to introduce buyers to your property.

    • Maggie

      Gina-rogers-santosGina Rogers-Santos- Marketing Coordinator

      Gina joined the Jane Clark Realty Group in February 2020 as the team’s marketing coordinator. With a background in shopper marketing, Gina has an eye for graphic design that has proven highly useful in designing the flyers and graphic layouts that the Jane Clark Realty Group uses in marketing campaigns. Gina’s main focus is client satisfaction and retention, promotional strategies, visual design, and brand development. Gina has a calm demeanor and a fierce commitment to being of service to others that stand out in her daily work. She is passionate about ensuring excellent client communications and relationships.

      Contact Gina


      What is a Marketing Coordinator?

      As a Marketing Coordinator, I assist the team in implementing Jane’s custom marketing program for each home we list. design the graphic flyers and booklets we use to market your home. I design advertising postcards and maintain contact with our clients. Our main focus is client satisfaction and retention, promotional strategies, visual design and brand development.

    • Gina Santos

    And all the Great Reasons to Work with Us

    • Proven Process

      Jane's listing process is one of the best in the industry. The Best of KW plus 20+ years of experience in Collin County Real Estate!
    • Dedicated Team

      Janes Team is strong and knowledgable. They are the number 1 team in KW's multi-state region. 
    • Partnerships

      Jane's hard work, integrity, and timely communication have earned her a strong reputation with Real Estate Professionals, and Vendors alike.

    Subscribe to my Exclusive Print Newsletter for the Best in North Texas Real Estate Tips

    Janes Journal

    A monthly Print based newsletter Jam packed with Janes sage observations on the Mckinney Real Estate Market as well as our unique by nature lifestyle and some of the best culinary advice in Texas! Use the Contact Jane form on this page to add your name to our mail list

    Finding the Right Buyer Agent

    So, What is a Realtor, and why do you need one? A Realtor is a highly trained professional, certified and licensed by the State of Texas and held to a very high standard of Conduct by state and local regulatory boards. Organizations like the National Board of Realtors establish training standards and ongoing certifications to keep its members current and well-educated on issues in the field. National Brokerage Organizations like Keller Williams and its local offices like Keller Williams North Texas provide training and administrative Management to assure that property transfers meet the rigorous standards of the state of Texas, Your Best Collin County Texas Realtor will advocate for your best interest and is a crucial part of your home-buying team. But they don’t work for free. So how much should you be prepared to pay?

    That’s right! In most cases, the seller pays your real estate agent’s fees, so using a buyer’s agent is free to you. Why would you not want to have a true pro in your corner as you make your biggest investment?

    What should you look for in a buyer’s agent?

    You may know a lot of realtors in your area.  But keep in mind that the real value of a Realtor in the level of knowledge, experience, and training they bring to bear on your North Texas Real Estate Transaction, Don’t work with an amateur just because they know your cousin’s sister-in-law’s best friend from 10 years ago. If you want to spend time with a friend or family member, catch up over coffee.  But don’t work with them to make your biggest purchase. You want an expert who can not only show you how to buy a home but can also get the home under contract and steer it to closing without a Hitch!

    When you’re interviewing a real estate agent, don’t settle. A true rock star will have:

    • Specific experience assisting home buyers like you
    • A superb administrative support team backing them up
    • Full-time real estate experience for at least two years
    • Great communication skills
    • A super-serving attitude that makes you feel like you’re their only client
    • An impressively long list of sold homes every year
    • Exceptional experience in your local market

    A true professional won’t avoid tough questions. They will want you to be well informed and ready to take advantage of opportunities in the Collin County residential market. The best North Realtors Realtors, like the jane Clark Realty group, are ready to fight for your best interests as you’re searching for the perfect house. They are experts at making the right offer and negotiating the terms of the contract. As a home buyer, working with the Jane Clark Realty Group can be one of the biggest advantages you can give yourself!

    Work with Jane

    Jane offers the highest level of expertise, service, and integrity. Jane utilizes the latest technologies, market research and business strategies to exceed your expectations. More importantly, she listens and that means she finds solutions that are tailored to you.

    Contact Jane
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    Are You Buying or Selling a Home in Collin County?

    You need Jane Clark!

    You need experience and expertise on your side! You need a Realtor with a 22+ year history of succesful transactions. You need the best Keller Williams McKinney has to Offer. The more you understand about Collin County Real Estate, the more you understand all the reasons why, Your listing deserves the Jane Clark touch.

    :This email address is being protected from spambots. You need JavaScript enabled to view it. :469-452-1111 :214-802-4680

    Jane Clark Realty Group LLC
    Keller Williams McKinney
    7200 West University Drive #300
    McKinney Texas 75071

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    Looking for a new home?

    Jane Clark "One of the Most Trusted Names in North Texas Luxury Real Estate"

    One on One with Jane

    As an award-winning agent and one of the most trusted names in North Texas Luxury Real Estate, Jane Clark built her reputation on a philosophy she embraced when she started in 1998.
    Jane Clark grew her business by focusing on people, principles, and long-term relationships. It's what she does best!

    Award-Winning Strategy

    "When I first became a Realtor, I made a conscious decision to embrace a philosophy I call "Doing the Right Thing Creates the Right Results." It is tempting to take shortcuts when you are struggling in situations with immediate, adverse consequences. But with a solid belief system in place, it is easy to choose the right path, you already know exactly what you will do.."

    The Power of Listening

    “At the beginning of Jane's career, she realized that she was in the service business, not the sales business. A critical component of serving her customers is listening. It is essential to Identify the Client's priorities and determine what’s important in their lives. Buying or selling a home is an emotional process, and understanding all the different parts of the transaction from your customer’s viewpoint is priceless."

    Best McKinney Realtor, Collin County Realtor